What You Need to Know About Fire Hazard & Insurance Compliance Tree Services in San Diego

If you've received a letter from your insurance company warning you to remove trees or brush near your home, you’re not alone. Across San Diego County, more homeowners are facing policy cancellations or rate hikes due to fire risks on their property.

In this blog post, we’ll explain:

• Why insurance companies are cracking down

• What “defensible space” and “fire hazard abatement” actually mean

• How to stay compliant and protect your property

• What to look for in a trusted local tree service provider

Why Is My Insurance Company Requiring Tree or Brush Removal?

Due to the growing risk of wildfires in Southern California, insurance companies are tightening their standards. If your property has:

• Trees too close to your home or roof

• Overgrown vegetation or dry brush

• Leaning or dead trees

• Tall palm fronds that can ignite easily

They may consider your home a fire risk even if you’ve never had a claim.

These notices often come with short deadlines and unclear instructions. That’s where working with a local, experienced tree service Contractor can make all the difference.

What Is Defensible Space?

“Defensible space” is a buffer zone between a structure (like your home) and any surrounding vegetation. It’s required by California fire code and is often enforced by Cal Fire, local fire departments, and increasingly, insurance companies.

Typical defensible space requirements include:

• Clearing flammable vegetation within 30–100 feet of structures

• Removing dead trees and debris

• Trimming tree branches at least 10 feet from roofs or chimneys

• Removing ladder fuels (vegetation that allows fire to climb)

What Services Can Help You Comply?

At San Diego Tree Service Contractor, we offer:

• Fire hazard tree removal

• Insurance-mandated vegetation clearing

• Defensible space creation

• Palm trimming and brush disposal

We also offer free on-site estimates so you know exactly what’s needed, no guesswork.

If you’ve received an insurance warning, or you just want peace of mind as wildfire season approaches, taking action now is smart. Clearing trees and brush not only protects your home and family, it can also protect your insurance coverage.

📞 Contact us today to schedule a free inspection and estimate. We’ll help you meet all requirements, and keep your property safe, clean, and covered.